The loan for doctoral students: It is often essential for survival
A doctorate is usually scheduled for three years. During this time, the doctoral student is expected to perform his own research work, which has not yet existed in this form and which must be described in detail in a written paper that is as thick as a book. The problem with this: the doctorate itself is not paid for. The doctoral student must therefore find a way to do his doctorate and survive at the same time. In addition to the prospect of doing a doctorate (additional work) or receiving a scholarship, the loan is often the last chance for doctoral students. The money does not have to be paid out in one piece, but in equal parts monthly over the time of the entire doctorate. The payment mechanism is ideally like a salary.
Who grants loans to doctoral candidates?
There are two classic lenders for a doctoral student loan: firstly, the state, which is required to support science and research, and the banks, which know that one day doctoral students will also become highly paid academics, which they are under want to know their customers. Both lenders usually accommodate the doctoral students in such a way that the repayment of such a loan only begins when they are paid. In addition, the interest rate on a loan for doctoral students is usually significantly lower than for other loans. Due to the fact that there are some offers on the financial market, you should definitely compare the offers with each other beforehand and carefully consider which offers and conditions best suit your own life plan.
Why not put some more money in your account for your extra needs or as a financial buffer.
Best chances with guarantors
- Start your credit request now (this does not result in a contract).
- After checking your request, the money will be in your account after 4 days.
- All you have to do is accept our offer. If not, then not. No catch, no upfront costs.